I'm still not sure if I should apply EA or ED. Using the College Board NPC, it estimated that I would have to pay about 18k per year. However, this seems too good to be true. For the record, my family made about 100k in 2015 and we have around 20k in deductibles. We also have no investments or anything like that and about 40k in savings. Is the college board NPC bologne or is it legit? If its legit or even semi legit i will certainly apply ED, but if not then I will go the EA route.
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